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Mortgage Documentation Requirements :.
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Depending upon what loan program you choose, documentation will be required to process and underwrite your loan. Here are the categorized requirements for your convenience.

Income Documentation

Last 2 months bank statements.
Last 2 years tax returns and pay stub.
Listing agreement and sales contract if selling your current home.
Value of autos, boats and any other personal property.

Liability Information

Complete list of current debts and minimum monthly payments (may be taken from credit report).

Home Information

Copy of your purchase and sales agreement.

Miscellaneous Information which may be required

Copy of Drivers License or picture ID at closing.
Gift letter signed by donor and proof of receipt.
Landlords contact information.
Copy of your earnest money deposit check.

Your Realtor's contact information.

As an alternative to the above requirements, you may qualify for either a limited or no documentation loan .

Please call for more details.

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Home | Mortgages | Loss Mitigation | Refinance | Process | Credit | Documentation | Glossary

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